One Budget: Expense Planner & Spending Tracker app for iPhone and iPad
4.6 (
5856 ratings )
Finance
Developer:
Nikolay Spassov
Free
Current version:
3.2.1, last update: 7 years ago
First release : 31 Jan 2013
App size: 3.53 Mb
Top 100 Finance app in 10 countries
Increase your savings. By setting up a budget, One Budget enables you to monitor your spending to help you plan ahead and meet your financial goals.
• Plan Your Expenses
With One Budget, you enter the types of expenses you wish to keep track of each month. Those categories can be as broad or as narrow as you like, but we encourage you to be specific. For each expense category you estimate the amount of money you plan to spend. You also need to enter your monthly income and now your budget is set.
• Visualize Your Budget
Each month you get an overview of your budget: what expenses you have planned and how much money you will save (and you should always try to save). You can see the size of each expense category as a percentage portion relative to your income. As a rule of thumb, it is good to keep your rent at no more than 25% of your monthly income.
• Monitor Your Spending
Keep track of your spending during the month by entering each purchase into an expense category. You can see how much you have spent on each type of expense and One Budget will show you whether you remain within your budget or you overspend. You can also view a 6-month spending history for each expense category. Should you find yourself consistently overspending a category, go to your plan and increase the budgeted amount.
• Increase Your Savings
Based on the budget you set, One Budget will give you a 12-month report on the savings you should expect at the end of each month. The report is updated to reflect any ongoing spending outside of your budget, or any changes in the dates or the amounts of your planned expenses. So this is how One Budget enables you to manage your finances with ease, accuracy and confidence.
Pros and cons of One Budget: Expense Planner & Spending Tracker app for iPhone and iPad
One Budget: Expense Planner & Spending Tracker app good for
This is a great app for creating a budget and keeping track of spending. Its very simple to use, I love the colored bar graph showing how close I am getting to my spending limits, and the pie charts displaying how all my funds are allocated. The one improvement that could be made to this app is the ability to add notes to each spending entry. Right now, it only shows that you spent $X.XX on "utilities" or whatever you named your category. Sure, you could create a separate category for each individual expenditure, but the graphs would quickly lose their usability. Overall though, Id highly recommend this app to anyone trying to manage their spending a little better.
This app has helped to put so much into perspective for me. Its simple, clear and effective.
Can work like a mirror to your financial
Looks, can set you up, show you where you are your real you financially, easy practical, and sellers answer your emails. That is good
Elias - Montreal Canada
Some bad moments
Would love to try this app, but it just opens and crashes on my iPad.
I have only used it for 6 weeks and everything is working better than I could have imagined. Its easy to figure out and it keeps me in target!
App looked great, until I tried to use it. Every time I open it, it crashes. Rebooted iPhone, and tried again, still crashes. Deleted!!! Too bad theres no option for 0 stars....
This one works for me, it was easy to load my budget, easy to customize categories and make changes and super quick to track spending. I dont like the automatic savings insertion that it creates based on the income stated in the budget. I only want to track my discretionary spending with this tool, so that feature is annoying, but not a deal breaker.
Love this app!!
Is there a way to view past months expenses by amount in a listed format rather than the pie graph?
Been searching all types of ways to manage my budget mainly for savings and I finally found this app..and its very simple and direct compared to all the other apps that I purchased and had to buy. Very satisfied and think this should contribute greatly to my savings
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